PRIVACY POLICY
Welcome to the Spectr Limited Privacy Policy. Spectr Limited, registered under UK law with its headquarters located at 21 Manchester Court, Garvary Road, London, England, E16 3GZ, is responsible for collecting and processing your Personal Data (as defined in Section 3 below) through the use of the Spectr Limited fundz.online platform, including any subdomains and future versions (referred to as the "Spectr Limited Web fundz.online"), and proprietary software called the "Payment Software."
By providing us with your information, you confirm that you are over 13 years of age. In this privacy notice, Spectr Limited may also be referred to as "we," "us," or "our."
CONTACT DETAILS
To keep your information accurate and up to date, please inform us of any changes to your personal information by emailing us at info@Spectr.biz. You can reach us at:
Spectr Limited
21 Manchester Court, Garvary Road,
London, England, E16 3GZ
PURPOSE OF DATA PROCESSING
We process your information to provide you with access to the Fundz.online platform and its related services.
TYPES OF DATA COLLECTED AND PROCESSED
We collect and process various categories of Personal Data related to you. These include:
Communication Data: Information you send to Spectr Limited through various means such as contact forms, email, text messages, or social media. We use this information to communicate with you, keep records, and handle legal claims.
Customer Data: Information provided by you or on your behalf when opening an account on the Fundz.online platform. This may include contact details, payment information, and optional details provided for reviews. We process this information to enable your use of the platform, keep payment records, and facilitate reviews by merchants.
Usage Data: Information about how you use the Fundz.online platform, including content you post and reviews. We process this information to operate and secure the platform and ensure appropriate content delivery.
Technical Data: Information about your use of the platform, including IP address, log-in details, browser details, and device information. We process this data for analysis, platform management, content delivery, and advertising effectiveness.
Marketing Data: Information about your marketing preferences and interactions with Spectr Limited and third parties. We process this data to provide relevant content, analyze usage patterns, and determine our marketing strategy.
We may use Customer Data, Usage Data, Technical Data, and Marketing Data to deliver personalized content, notifications, and marketing communications to you and evaluate their effectiveness.
Please note that we do not collect Sensitive Data about you.
PERSONAL DATA COLLECTION
We collect information directly from you when you provide it to us (e.g., through forms, account registration, emails, or feedback). Additionally, we may collect certain data automatically as you use the Fundz.online platform. We may also receive information about you from third parties, including analytics providers and payment service providers.
MARKETING COMMUNICATIONS
We process your Personal Data for marketing communications based on your consent or our legitimate interest in business development. Under applicable law, we may send you marketing communications if you have requested information from us, acquired our products or services, or provided your details for promotions or competitions. You can opt out of receiving marketing messages at any time.
DISCLOSURES OF YOUR PERSONAL DATA
We may share your Personal Data with:
IT and system administration service providers
Professional advisors (e.g., lawyers, auditors)
Tax authorities
Third parties in case of business transfers
Regulatory authorities or law enforcement agencies when required by law or to protect our rights and interests
Third-party payment service providers for payment processing
Third-party marketing and advertising partners to deliver targeted advertising
Other users of the Fundz.online platform, such as merchants, to facilitate transactions and reviews
We only share your Personal Data with third parties who have appropriate safeguards in place to protect your information.
INTERNATIONAL DATA TRANSFERS
As part of our operations, we may transfer and store your Personal Data outside of your country of residence. These transfers are necessary for the performance of our services and the operation of the Fundz.online platform. By providing your Personal Data, you consent to these transfers.
When transferring Personal Data outside the European Economic Area (EEA), we ensure appropriate safeguards are in place, such as using standard contractual clauses or relying on the Privacy Shield framework for transfers to the United States.
DATA RETENTION
We retain your Personal Data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We will securely delete or anonymize your Personal Data once it is no longer needed.
DATA SECURITY
We implement appropriate technical and organizational measures to protect your Personal Data against unauthorized access, loss, or alteration. However, please note that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
YOUR RIGHTS
You have certain rights regarding your Personal Data, including the right to access, correct, update, or delete your information. You may also have the right to object to or restrict certain processing activities and to receive a copy of your Personal Data in a structured, machine-readable format.
To exercise these rights or for any questions or concerns about our Privacy Policy, please contact us using the contact details provided in Section 2.
UPDATES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes and obtain your consent where required by applicable law.
ADDITIONAL INFORMATION
For more information about how we handle your Personal Data, please refer to our full Privacy Policy, available on the Fundz.online platform.
This summary provides an overview of our Privacy Policy and its key points. For complete and detailed information, please refer to the full Privacy Policy.
